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 Director – Network Management, Governance and Revenue Optimization, Credit Cards and Payment

Job Details

• Location: Toronto, ON, CAN
• Address: BMO Place – 33 Dundas West, Toronto
• Job Family: Personal Banking
• Time Type: Full time
• Grade: 9
• Job Category: Team Lead (2 direct reports)

Job Description

As part of BMO’s North American Retail & Small Business Payments department, the Director, Network Management, Governance and Revenue Optimization leads a team that is accountable for three distinct areas of the business: (1) Pricing (2) MasterCard and Visa Governance, and (3) Value Added Services. 

Accountabilities:

Pricing:

• End-to-end ownership of pricing for retail and small business credit cards in Canada: including changes to interest rates, fees, rewards policies, and automated customer level pricing programs.
• Leadership of periodic pricing change initiatives – for example changes to product interest rates or fees, changes to risk based pricing programs.  This team is responsible for leading the full cycle of product changes: ideation, socialization with stakeholders, leadership approval, implementation and testing, measurement and reporting, etc.
• Customer experience improvements: working with the NARP customer experience team and stakeholders in Virtual Connect to identify opportunities to increase NPS as it relates to customer pricing – both in terms of managing pricing changes and ongoing issues related to customer pricing elements.
• Financial Management: collaborating with NARP finance team to track key revenue drivers and provide input on forecasting and financial results in key lines such as FX revenue, fee revenue, interest, etc.

Network Governance

• The Director is accountable to manage BMO’s partnership with MasterCard and Visa on behalf of North American Retail Payments and other areas of the bank. 
• The incumbent will develop and execute a partnership management strategy designed to optimize BMO’s financial performance, risk management, and customer experience through its partnership with MasterCard and Visa. The incumbent will also support team members in the creation and execution of effective governance strategies for other critical partnerships.
• This part of the role has four key elements:

i) Relationship Management:

The incumbent serves as the strategic contact for internal and partner stakeholders on network relationships.  This includes: working with senior BMO leaders to develop and execute strategies and plans to maximize value from network partnerships; supporting contract negotiations; nurturing the partnership and acting as key primary point of contact at BMO; leading work within BMO related to managing the network relationships and acting as the primary point of contact and subject matter expert for BMO colleagues on matters related to the network partnerships.
 

ii) Operational planning and Performance Management

Accountable for managing all contractual and partnership management obligations and ensuring both BMO and networks are performing effectively against business objectives.  This includes effective performance management of the Partner and ensuring that all key performance indicators (KPIs) and service level agreements (SLAs) are met.  It also includes working with network partners and internal stakeholders to optimize the relationship and its operations, and to resolve any issues that arise. The incumbent will also support colleagues in developing and executing effective partnership governance frameworks for other critical partners, including monitoring partner performance, identifying opportunities to improve and addressing performance issues.

iii) Risk & Control

The incumbent is accountable to introduce and sustain controls to manage Contract, Legal, Outsourcing and Operational Risks.  This includes developing a deep understanding of the risks of the relationship, putting in place effective controls to mitigate any risks, monitoring performance and key risk indicators to identify any concerns and addressing any key risks that materialize.

iv) Financial Management

The incumbent is accountable for effective financial management of the networks. This includes developing a deep understanding of all contract financial drivers, working with Finance and other stakeholders to build an effective governance framework to forecast results, validate invoices and report performance, and proactively identifying and pursuing opportunities to improve financial performance.

The incumbent will also support colleagues in developing and executing effective financial governance frameworks and controls for other critical partners.
 

Value Added Services

• Management of a set of cardholder benefits and value-added services that are available to all credit card holders – including but not limited to: Concierge services, identity protection, airport lounges, mobile device insurance, embedded roadside assistance etc.
• Leadership of the Value-added services strategy refresh – as part of NARPs Ambition 2030 strategy, a new strategy was developed to optimize, refresh and innovate in the space of value added services.
• Effectively manage all contractual and supplier management requirements for existing and new partners
• Liaise with other lines of business including other areas of the payments team (Acquisition, Small Business, Customer Engagement) and more broadly across the bank (Segments, other product groups)
• Manage risk related to the portfolio and ensure compliance with all laws, rules and BMO policies
• Customer experience: assistance in resolving customer escalations related to value-added services, and implementing changes to processes to avoid customer issues.

Qualifications:

Knowledge

• 6-8 years financial management experience
• 3–5 years partner relationship management experience
• 3–5 years payments experience preferred
• Strong track record delivering results in ambiguous and challenging situations
• P&L management experience
• Minimum undergraduate university degree, an MBA or other post-graduate degree, or equivalent industry related experience preferred
• BMO organizational knowledge an asset
• Risk management experience an asset
• Project management experience an asset

Skills

• Excellent business acumen and strategic planning
• Proven ability to establish conducive working relationships with partners and managers across different business units and groups
• Proven ability to influence without authority and drive change
• Excellent communication skills (oral and written) with ability to frame and effectively communicate complex problems
• Excellent problem solving skills
• Strong financial, quantitative, analytic and business casing skills
• Proven ability to manage multiple facets of a complex business and effectively prioritize most important business levers and initiatives
• Strong time management and project management skills
• Team-oriented, collaborative and flexible
• Leadership skills
• Strong attention to detail

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Salaire :

Type de rémunération :

Ce qui précède représente la fourchette et le type de rémunération de BMO Groupe financier.

Les salaires varieront en fonction de facteurs comme l’emplacement, les compétences, l’expérience, les études et les qualifications pour le poste et pourront inclure une structure de commissions. Les salaires pour les postes à temps partiel seront calculés au prorata du nombre d’heures travaillées régulièrement. Pour les rôles à commission, le salaire susmentionné représente la cible de BMO Groupe financier pour la première année au poste.

La rémunération totale offerte par BMO variera selon le type de rémunération associé au poste et peut comprendre des primes de rendement, des primes discrétionnaires ainsi que d’autres avantages et récompenses. BMO offre également une assurance santé, le remboursement des frais de scolarité, une assurance accident et une assurance vie, ainsi que des régimes d’épargne-retraite. Pour en savoir plus sur nos avantages sociaux, consultez le site : https://jobs.bmo.com/ca/fr/R%C3%A9mun%C3%A9ration-globale

À propos de nous

À BMO, nous sommes animés par une raison d’être commune : Avoir le cran de faire une différence dans la vie, comme en affaires. Cette raison d’être nous invite à entraîner des changements positifs et durables pour nos clients, nos collectivités et nos gens. En travaillant ensemble, en innovant et en repoussant les limites, nous transformons des vies et des entreprises et favorisons la croissance économique partout dans le monde.

En tant que membre de l'équipe de BMO, vous êtes valorisé, respecté et entendu, et vous avez plus de moyens pour progresser et obtenir des résultats. Nous nous efforçons de vous aider à obtenir des résultats dès le premier jour, pour vous-même et nos clients. Nous vous offrirons les outils et les ressources dont vous avez besoin pour franchir de nouvelles étapes, car vous aidez nos clients à franchir les leurs. Au moyen de formation et de coaching approfondis ainsi que de soutien de la direction et d'occasions de réseautage, nous vous aiderons à acquérir une expérience enrichissante et à élargir votre groupe de compétences.

Pour en savoir plus, visitez-nous à l'adresse https://jobs.bmo.com/ca/fr.

BMO s'engage à offrir un milieu de travail inclusif, équitable et accessible. Nous apprenons de nos différences et tirons notre force des gens et de leurs différents points de vue. Des mesures d’adaptation sont disponibles sur demande pour les candidats qui participent à tous les aspects du processus de sélection. Pour demander des mesures d’adaptation, veuillez communiquer avec votre recruteur.

Remarque aux recruteurs : BMO n’accepte pas les curriculum vitæ non sollicités provenant de toute source autre que le candidat directement. Tout curriculum vitæ non sollicité envoyé à BMO, directement ou indirectement, sera considéré comme la propriété de BMO. BMO ne paiera aucuns frais pour les placements découlant de la réception d’un curriculum vitæ non sollicité. Une agence de recrutement doit d’abord détenir une entente de service écrite valide et dûment signée avant d’envoyer des curriculum vitæ.