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The Director, Retail Loss Forecasting Models is mandated to lead transformative changes in the North American Retail Risk area, here at BMO, in order to drive innovation, effectiveness, efficiency and high-quality models’ outcomes. The incumbent is expected to have the ability to define and effectively communicate a bold modeling vision, to critically evaluate strengths, weaknesses, and opportunities across the organization / systems (e.g., people, process, data, technology), drive strategic clarity, establish and maintain alignment, and generate enthusiasm for our change agenda.

This opportunity reflects a brand-new position within our North American Non-Regulatory Risk Models area where you will drive the end-to-end lifecycle of our retail loss forecasting models, methodologies and analytics. The incumbent will work with stakeholders within the North-American Retail Risk, and across the bank to identify, prioritize, qualify (business case), develop, and implement models and strategic opportunities, create measures of success and plans to achieve targeted outcomes, and integrated transformative changes through to completion. This role requires the engagement of Operating Groups, Model Owners, Model Users, Model Risk, Technology & Operations, Enterprise Data & AI, Corporate Audit, and various other stakeholders across the bank to communicate vision through to desired outcomes and drive stakeholder alignment and commitment.

The Director will lead a team who will apply mathematical and statistical methods to financial and risk management problems, and specifically to retail loss forecasting and provisioning. The incumbent will also conduct research and create tools that use data to develop scenario-based planning and implement complex mathematical models to help the business make better financial decisions (e.g. investments, pricing, etc.), drive innovation and minimize the impact of uncertainty.

Key Accountabilities

• Lead strategic initiatives and transformative changes for the North American Non-Regulatory Risk Models area.
• Identify process and efficiency improvement opportunities in the end-to-end model lifecycle and work with stakeholders to develop action plans to execute on those opportunities.
• Develop, evolve, implement, and monitor model lifecycle-related metrics facilitating data-driven analyses of model process effectiveness to ensure that BMO's model-related processes are of consistently high quality and efficiency.
• Possess keen awareness of developments in the financial, software, and industrial operations industries, particularly those that may affect the bank’s model development, implementation, and operations-related processes and activities.
• Provide thought leadership involving the development and application of transformational, next-generation approaches to the management of model life cycle and related activities (e.g., transitioning to an open-source, cloud-based, highly automated environment, implementing centralized code management libraries, revisiting established processes through a risk-based enterprise value lens).
• Establish and cultivate internal stakeholder relationships with senior management and executives.
• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to multiple, interdependent, complex problems.

Project Management and Development

• Effectively lead, coordinate, and manage execution of strategic Modeling initiatives.
• Define measures of success and project goals in an objective and transparent way.
• Communicate expectations around both technical and non-technical content to contributors.

Relationship and People Management

• Manage relationships with stakeholders and act as center of expertise relating to model-related processes and risk quantification.
• Maintain effective communication with senior management, peers, and internal and external stakeholders.
• Communicates abstract concepts in simple terms
• Consult with senior line of business and other stakeholders to understand objectives, translate business context, requirements, and model design into effective written communication, and align priorities.
• Attracts, retains, and enables the career development of top talent.
• Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.

Qualifications:

• At least 10 years’ experience in a financial services, consulting, and / or fintech environment in increasingly senior roles requiring broad business acumen.
• Graduate university degree in a quantitative discipline such as Mathematics/Statistics, Computer Science, Engineering, Finance, Economics, Operations Research or Business.
• Project management and problem-solving skills to effectively coordinate stakeholders, manage change and competing priorities, and deliver results on time.
• Ability to operate effectively in senior level forums in both formal presentations and informal exchanges.
• Excellent interpersonal, verbal, and written skills sufficient to articulate complex ideas clearly and in understandable terms to non-experts.
• Developed influencing skills to negotiate and obtain consensus with and among business units and the risk management units without sacrificing quality and consistency.
• Significant experience in initiating, developing and applying innovative, digital-first approaches to model life cycle activities and corresponding risk management analytics and operational processes.
• Familiarity with cloud platforms (e.g., AWS SageMaker, Google Cloud, Azure) and Python and Python-related tools (e.g., PySpark, pandas, NumPy, Jupyter) is an asset. 
• Good knowledge of financial markets and products is required.
• Broad understanding of risk management methodologies and measurement systems.
• Knowledge of loss forecasting and time series models is an asset.
• Highly developed and proven leadership/management skills.
• Sound strategic, holistic, and conceptual thinker.
• Broad knowledge of the banking products, procedures, and processes.
• Capacity to cope with a high degree of ambiguity and change.
• Ability to work both independently and as part of cross-functional teams.
• Dedication to evidence-based argumentation and the ability to craft a convincing and well-supported narrative.
• Capacity to blend quantitative/theoretical thinking to resolve most technical and conceptually ambiguous issues/situations with sound business judgement.
• Highly developed oral and written communication skills.
• Ability to manage to tight deadlines.
• Strong attention to detail.

Salaire :

Type de rémunération :

Ce qui précède représente la fourchette et le type de rémunération de BMO Groupe financier.

Les salaires varieront en fonction de facteurs comme l’emplacement, les compétences, l’expérience, les études et les qualifications pour le poste et pourront inclure une structure de commissions. Les salaires pour les postes à temps partiel seront calculés au prorata du nombre d’heures travaillées régulièrement. Pour les rôles à commission, le salaire susmentionné représente la cible de BMO Groupe financier pour la première année au poste.

La rémunération totale offerte par BMO variera selon le type de rémunération associé au poste et peut comprendre des primes de rendement, des primes discrétionnaires ainsi que d’autres avantages et récompenses. BMO offre également une assurance santé, le remboursement des frais de scolarité, une assurance accident et une assurance vie, ainsi que des régimes d’épargne-retraite. Pour en savoir plus sur nos avantages sociaux, consultez le site : https://jobs.bmo.com/ca/fr/R%C3%A9mun%C3%A9ration-globale

À propos de nous

À BMO, nous sommes animés par une raison d’être commune : Avoir le cran de faire une différence dans la vie, comme en affaires. Cette raison d’être nous invite à entraîner des changements positifs et durables pour nos clients, nos collectivités et nos gens. En travaillant ensemble, en innovant et en repoussant les limites, nous transformons des vies et des entreprises et favorisons la croissance économique partout dans le monde.

En tant que membre de l'équipe de BMO, vous êtes valorisé, respecté et entendu, et vous avez plus de moyens pour progresser et obtenir des résultats. Nous nous efforçons de vous aider à obtenir des résultats dès le premier jour, pour vous-même et nos clients. Nous vous offrirons les outils et les ressources dont vous avez besoin pour franchir de nouvelles étapes, car vous aidez nos clients à franchir les leurs. Au moyen de formation et de coaching approfondis ainsi que de soutien de la direction et d'occasions de réseautage, nous vous aiderons à acquérir une expérience enrichissante et à élargir votre groupe de compétences.

Pour en savoir plus, visitez-nous à l'adresse https://jobs.bmo.com/ca/fr.

BMO s'engage à offrir un milieu de travail inclusif, équitable et accessible. Nous apprenons de nos différences et tirons notre force des gens et de leurs différents points de vue. Des mesures d’adaptation sont disponibles sur demande pour les candidats qui participent à tous les aspects du processus de sélection. Pour demander des mesures d’adaptation, veuillez communiquer avec votre recruteur.

Remarque aux recruteurs : BMO n’accepte pas les curriculum vitæ non sollicités provenant de toute source autre que le candidat directement. Tout curriculum vitæ non sollicité envoyé à BMO, directement ou indirectement, sera considéré comme la propriété de BMO. BMO ne paiera aucuns frais pour les placements découlant de la réception d’un curriculum vitæ non sollicité. Une agence de recrutement doit d’abord détenir une entente de service écrite valide et dûment signée avant d’envoyer des curriculum vitæ.