Our client, a Schedule I bank specializing in alternative mortgage solutions, is seeking a Quality Assurance Analyst to join their team for part-time contract opportunity. This role focuses on ensuring the accuracy, compliance, and integrity of multi-unit residential mortgage files. The ideal candidate brings deep knowledge of CMHC programs, underwriting guidelines, and risk assessment in a regulated lending environment.

This is a part-time (3 days/week) and fully REMOTE position. 

Responsibilities:

• Conduct detailed reviews of multi-unit residential loan files to ensure accuracy and compliance.
• Verify and confirm Certificates of Insurance (COI) issued by CMHC.
• Validate mortgage aggregation compliance with Master Trust and Servicing Agreements (MTSA), specifically for Affordability-Linked Pools (ALP).
• Assess adherence to underwriting policies and regulatory requirements.
• Identify documentation discrepancies and escalate credit risks.
• Evaluate mortgages against internal risk management thresholds (e.g., loan sizes, provincial concentration).
• Prepare quality control reports and identify trends for process improvement.
• Support the development of QA procedures and manuals.

Qualifications:

• Bachelor’s degree in Finance, Business, Real Estate, or related field.
• 3-7+ years of experience in mortgage lending, with a focus on multi-unit residential underwriting.
• Experience with automated quality control and loan origination systems.
• Strong analytical skills, attention to detail, and understanding of underwriting risk.
• Excellent communication and reporting skills.
• Bilingual (French/English) is an asset.

We’re an equal opportunity employer committed to increasing diversity and inclusion in today’s workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Minorities, women, LGBTQ candidates, and individuals with disabilities are encouraged to apply. If you require an accommodation, please review our accessibility policy and reach out to our accessibility officer with any questions.