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Lending Analyst Automotive Finance - Permanent and Casual Roles

Scotiabank

Anjou, QC

Lending Analyst Automotive Finance - Permanent and Casual Roles

Scotiabank

Anjou, QC
Salary: Information not available

Job description

 

 

 

Requisition ID: 272499 

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

 

Contribute to the overall success of Scotiabank’s Dealer Finance Services team in Canada by ensuring that individual goals, initiatives, and plans are executed in support of the team’s business strategies and objectives. Ensure that all activities are conducted in compliance with applicable regulations, as well as internal policies and procedures.

 

Is this role right for you? In this role, you will: 

 
  • Foster a customer-focused culture to deepen client relationships and leverage the broader Bank’s relationships, knowledge, and systems.
  • Contribute to the growth and profitability of the lending portfolio by:
  • Analyzing credit applications submitted by dealers to assess a customer's financial capacity based on credit history, employment, and income, in accordance with established guidelines.
  • Performing various credit analysis and structuring activities using the business unit’s credit adjudication system.
  • Assessing risk and making recommendations regarding the appropriate course of action for customer credit applications.
  • Conducting the necessary analysis to support recommended pricing, rates, and fees.
  • Reviewing and processing loan modification and rate reduction requests received from dealers and providing recommendations accordingly.
  • Exercise effective and timely due diligence in loan adjudication by:
  • Ensuring that credit applications submitted by dealers are properly reviewed, assessed, and documented.
  • Following up on missing information and documentation, and managing credit and income verification processes for assigned loan applications.
  • Escalating special cases to the Manager, Credit, to ensure timely and fair resolution through the appropriate channels.
  •  Understand how the Bank’s risk appetite and risk culture apply to day-to-day activities and decision-making.
  • Actively seek operational efficiencies within the department while ensuring the adequacy, effectiveness, and compliance of day-to-day regulatory controls to meet obligations related to operational risk, regulatory compliance risk, anti-money laundering (AML), anti-terrorist financing (ATF), and conduct risk. This includes adhering to Scotiabank’s Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, Global AML/ATF Handbook, and Code of Conduct.
  • Promote a high-performance environment and implement talent strategies that attract, retain, develop, and motivate team members through an inclusive workplace. Communicate the Bank’s vision, values, and business strategy, while supporting succession planning and employee development initiatives.

Do you have the skills that will enable you to succeed in this role? 

 

  • Direct experience in lending, whether specialized or non-specialized, is considered an asset.
  • Proficiency in Microsoft Word and Excel, as well as credit adjudication and loan application management software.

 

 

In addition to French, the successful candidate must also have sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere.

 

Location(s):  Canada : Quebec : Anjou || Canada : Ontario : Hamilton || Canada : Quebec : Montreal 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our  Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

We are committed to hiring military and Veteran spouses and encourage you to identify your connection with the MSEN when reaching out to us or applying to any of our open roles.

 

Have questions or want to learn more about us? We would love to hear from you!

 

rochelle.mendonca@scotiabank.com

 

Whenever possible, reach out to a named contact rather than a general inbox  - it helps ensure a quicker, more personalized response. If you hit a bounce-back, let us know at

employment.Emploi@cfmws.com

About Scotiabank

The Scotiabank Veterans Network (SVN) is committed to supporting veterans, reservists, and military spouses by recognizing and valuing their unique skills and experiences. As a military-friendly employer, Scotiabank actively promotes the integration of veterans into civilian careers by offering a wide range of employment opportunities across the Bank.  SVN plays a key role in this effort, leading initiatives such as a mentorship program designed to support both current and transitioning veterans.

The team was instrumental in driving recent enhancements to Scotiabank’s reservist leave policy and organized the inaugural Valour and Vision Expo in Q4 2024, where industry leaders pledged to support veterans entering the civilian workforce.  In February 2025, Scotiabank proudly served as the lead Banking Sponsor of the Invictus Games, an international multi-sport event that aids in the rehabilitation of wounded, injured, and ill service members—both active and retired.

Additionally, SVN hosts a variety of events throughout the year, including leadership symposiums and annual Remembrance Day ceremonies, to honor and support the military community.

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