Our client in the Financial Services industry is looking for a perm Residential Mortgage Underwriter to join their team in Toronto. The ideal candidate will bring hands-on experience in B lending and residential underwriting, or a strong background in mortgage fulfillment, and is eager to contribute to a dynamic and fast-paced lending environment.
This is a hybrid role (in office 3 days a week) in downtown Toronto. This role offers 3 weeks vacation, a bonus structure and a full benefits package.
Roles and Responsibilities
Review and assess residential mortgage applications to ensure compliance with internal guidelines and lending policies
Analyze credit, income, property, and other risk factors to determine borrower eligibility
Ensure all required documentation is complete, accurate, and meets regulatory and company standards
Collaborate with mortgage brokers, business development managers, and internal teams to obtain necessary information and resolve issues efficiently
Communicate underwriting decisions and conditions clearly and professionally
Maintain strong knowledge of B lending policies, industry regulations, and real estate market trends
Contribute to ongoing process improvements within the underwriting and funding cycle
Meet service-level agreements (SLAs) and turn-around times while maintaining quality and risk standards
Qualifications and Skills
3+ years of experience as a Residential Mortgage Underwriter, preferably within a B lender environment or strong experience in mortgage fulfillment with a deep understanding of underwriting principles
Familiarity with alternative lending guidelines, credit adjudication, and risk assessment
Proficiency with mortgage software platforms and underwriting tools
Excellent attention to detail, analytical skills, and decision-making abilities
Strong communication and interpersonal skills to work effectively with internal and external stakeholders
Ability to work independently in a hybrid setting, with 3 days per week required in-office in Toronto
We are committed to hiring military and Veteran spouses and encourage you to identify your connection with the MSEN when reaching out to us or applying to any of our open roles.
Have questions or want to learn more about us? We would love to hear from you!
Altis Recruitment Team
Email: militaryfamilies@altis.com
613-230-3700
Welcome on behalf on the Altis Recruitment team! Altis has a long-standing business relationship with the Defence community. For more than 30 years, we have been grateful to work alongside the Department of National Defence and countless military professionals. We know that family members of military personnel often make many personal sacrifices to support their loved ones. We understand that it can be difficult to pursue a career when embracing sudden changes like relocation and deployment. For some, this has meant putting a pause on career goals or professional development. We would like to provide you with everything you need for a successful and confident job search – in addition to access to job opportunities. Download the checklists our experts have created to help you be at your best from application to interview.