Credit Risk Analyst
Location: Toronto (Hybrid)
Job Type: Permanent
Industry: Banking

We are partnering with a Schedule III Bank to hire a Credit Risk Analyst to join their growing Risk Management team. This is a full-time, permanent opportunity ideal for recent finance graduates or individuals with up to 2 years of experience in credit risk, lending, or financial analysis. The successful candidate will receive comprehensive training and mentorship, gaining hands-on experience with credit review processes, portfolio monitoring, and internal risk assessments within a collaborative and fast-paced environment.

Key Responsibilities:

• Support the preparation of annual and quarterly credit risk reviews for corporate borrowers

• Analyze company financials, monitor covenant compliance, and assess risk indicators

• Conduct sector and peer benchmarking to support internal credit decisions

• Assist with the maintenance of internal credit ratings and portfolio risk reports

• Collaborate with credit associates and internal teams to support decision-making and committee prep

• Contribute to ad hoc credit risk projects, dashboards, and internal reporting initiatives

What You Bring:

• A completed university degree in business or finance (required)

• 0–2 years of experience in credit risk, lending, or financial analysis (internship/co-op welcome)

• Strong technical proficiency in Excel; hands-on experience with SQL, Python, Power BI, or Bloomberg is an asset

• Excellent written and verbal communication skills

• Strong attention to detail, organization, and time management

• Ability to work independently and collaboratively in a fast-paced, regulated environment

We’re an equal opportunity employer committed to increasing diversity and inclusion in today’s workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Minorities, women, LGBTQ candidates, and individuals with disabilities are encouraged to apply. If you require an accommodation, please review our accessibility policy and reach out to our accessibility officer with any questions.