Job Detail
Credit Analyst - agriculture & agri-food - R250012691 LEVIS
BMO Bank of Montreal
LEVIS, Quebec
Credit Analyst - agriculture & agri-food - R250012691 LEVIS
BMO Bank of Montreal
LEVIS, Quebec
Salary: $54 500,00 - $101 500,00
06/05/2025Address:2828 boul LaurierCommercial Sales & ServiceFacilitate decision making and analysis of all types of credit information to support credit related decisions and processes for the Bank. Maintain and promote a customer service oriented environment to meet and exceed customer needs and expectations. Makes credit decisions and recommendations in accordance with sound credit granting principles and Bank standards and procedures.
- Through analysis, identifies new sales opportunities for potential and existing corporate customers.
- Where appropriate, participate in customer site visits with other internal stakeholders.
- Maintain and promote a customer service environment that meets and exceeds customer needs and expectations.
- Recommend credit in accordance with sound credit granting principles.
- Utilize its unilateral discretionary corporate credit limits, as well as any prescribed approval limits.
- Support the implementation of strategic initiatives, in collaboration with internal and external stakeholders.
- Assess customers' ability to repay loans and advise on loan structure and collateral.
- Identify trends in customer activities that may predict deterioration in credit quality.
- Perform periodic credit reassessments where more frequent monitoring may be appropriate.
- Understand typical borrower types in the high net worth market and their relationship to collateral ownership, loan repayment, loan structure, etc.
- Authorize loan applications within prescribed limits, based on understanding of credit scoring and risk management concepts.
- Monitor customer commitments within the assigned portfolio to identify deteriorating credit conditions and validate compliance with the loan agreement.
- Provide accurate financial analysis and risk assessment of new and existing customers.
- Collaborate with internal stakeholders to obtain accurate and detailed customer information.
- Develop credit information to make credit decisions on new loans, loan renewals and extensions.
- Assist in negotiating terms and conditions of all decisions made through telephone and email interactions with customers.
- Prepare summary, present facts and give opinion on creditworthiness.
- Minimize BMO's risk exposure by complying with internal credit policies and procedures with respect to credit decisions.
- Provide input into the planning and implementation of operational programs.
- Establish effective relationships with internal and external stakeholders.
- Focus primarily on one business line or operating group within BMO; adopt a broader, organization-wide focus as required.
- Use sound judgment to identify problems, determine causes and resolve them within established limits.
- Work independently on a wide range of complex tasks, which may represent unique situations.
- Broader duties and responsibilities may be assigned as needed.
Qualifications:
- Typically four to six years of relevant work experience with post-secondary degree in a related field, or equivalent combination of education and experience.
- Technical mastery acquired through education or work experience.
- Strong oral and written communication skills.
- Collaboration and teamwork skills - strong competencies.
- Analytical and problem-solving skills - strong competencies.
- Influencing skills - in-depth competencies.
- Data-driven decision-making skills - in-depth skills.
You’re fluent in French and English as this role provides support to clients and team members inside and/or outside the province of Quebec.$54 500,00 - $101 500,00SalariedThe above represents BMO Financial Group’s pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-RewardsAbout Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.
To find out more visit us at https://jobs.bmo.com/ca/en.
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
We are committed to hiring military and Veteran spouses and encourage you to identify your connection with the MSEN when reaching out to us or applying to any of our open roles.
Have questions or want to learn more about us? We would love to hear from you!
Diversity and Recruitment Team
E mail: diversity.recruitment@bmo.com
Introduce Yourself to BMO (Military/Veterans)
About BMO Bank of Montreal
Careers for service members, veterans and their families
We’re proud to be the official bank of the Canadian Defence Community – and that goes beyond supporting your financial well-being. We value the skills you’ve earned in the military, and we’re here to help as you move into the next stage of your professional life.
BMO is a Poppy Campaign partner and invests over $265k per year in 3+ signature sponsorship properties, including the Canada Army Run, the Navy Bike Ride, and the RCAF Run.
- Next February, BMO will proudly support Veterans as an official Gold Sponsor of the Invictus Games – Vancouver Whistler 2025 which will welcome more than 500 competitors from 25 nations to experience the first ever Winter Games in Invictus Games history. The Games will also raise awareness of Indigenous CAF members and highlight the extraordinary service of Indigenous Veterans dating back over 200 years.
- We have committed over $2.25 million in major gifts in recent past, including pledges to Homes for Heroes and Canada Company.
At BMO, you’ll have the opportunity to use your commitment, discipline, and dedication to teamwork to make a difference. Come and grow your career with us.
